Best winter car offers 2021

Looking for a great deal on your next car. Here are a range of great options

It’s been widely reported that there is a significant shortage of new cars at the moment. 

Many vehicle parts are in limited supply – particularly semiconductors, which have a wide range of uses from in touchscreens to safety features – and it’s leading to significant waiting times for some new cars.

It means that many manufacturers aren’t as willing as normal to offer big discounts or great offers on their cars, so the best deals are hard to come by. However, there are still good deals to be had, and we’ve trawled through the latest new car offers to find you the best deals.

BMW 5 Series

The BMW 5 Series is one of the best all-rounders on the market, with its wide range of talents including its comfortable ride, sporty driving experience and seriously upmarket interior. There are certainly few better cars for longer trips than this large BMW saloon. 

However, it’s also surprisingly decent value for money to finance, particularly with BMW’s current offers. The firm is giving customers a £4,222.99 despot contribution towards their car, and along with a low 2.9 per cent APR rate, it means the 5 Series is actually cheaper to finance than it is to buy – and by more than £1,000. 

Model: BMW 520d M Sport

Monthly payments: 47 x £500.13

Customer deposit: £4,799

Deposit contribution: £4,222.99

Total at end of contract: £28,305.11

Optional final payment: £16,090.38

Total paid to own the car: £44,395.49

Cash price: £45,585

APR: 2.9 per cent

Annual mileage allowance: 10,000

Enquire on a new BMW 5 Series

Ford Kuga PHEV

Ford is a manufacturer that has been quite impacted by the semiconductor shortage, yet despite this the brand is continuing to make sure customers get a great deal on their next car – one such being the brand’s latest Kuga Plug-in Hybrid. Bringing a roomy interior that makes it ideal for a growing family, along with a seriously efficient hybrid powertrain – which can do around 35 miles on electricity – this is a brilliant SUV. 

It’s also available with a fantastic offer that lets you get behind the wheel for £390 a month over a three-year period. On top of this Ford is also offering zero per cent APR and also a £1,000 deposit contribution in addition to that. It means this hybrid SUV really is terrific value for money to finance. 

Model: Ford Kuga ST-Line Edition 2.5 Duratec Plug in Hybrid 225PS

Monthly payments: 36 x £390

Customer deposit: £6,202

Deposit contribution: £1,000

Total at end of contract: £20,242

Optional final payment: £16,513

Total paid to own the car: £36,755

Cash price: £37,755

APR: 0 per cent

Annual mileage allowance: 9,000

Enquire on a new Ford Kuga

MG ZS

How would you like a small SUV for the price of a standard supermini? Well if that’s the case, you won’t find an option much better than the MG ZS. Granted, it’s not a lot of fun to drive and some rivals might have nicer interiors, but where value for money is concerned, this MG is tough to match. Even entry-level models come with a large 10.1-inch touchscreen with Apple CarPlay and Android Auto, along with alloy wheels and rear parking sensors. 

MG’s current offers means you can get behind the wheel from just £169 per month, with a relatively small £1,837.26 deposit too. Thanks to zero per cent APR, it also means the ZS costs exactly the same to finance as its £15,995 cash price. With MG not being as badly hit by long lead times as other manufacturers, the ZS is a great option if you’re in the market for an affordable new car. 

Model: MG ZS Excite 1.5 VTI-tech

Monthly payments: 48 x £169

Customer deposit: £1,837.26

Deposit contribution: £N/A

Total at end of contract: £9,949.26

Optional final payment: £16,513

Total paid to own the car: £15,995

Cash price: £15,995

APR: 0 per cent

Annual mileage allowance: 8,000

Enquire on a new MG ZS

Cupra Leon

While Spanish performance brand Cupra might be gaining traction with its Formentor crossover, and upcoming Born EV, its trademark Leon hot hatch remains a great option. It’s fun to drive, delivers impressive performance from its 296bhp 2.0-litre petrol engine, and is also still practical and easy to live with on a day-to-day basis.

Cupra’s current offers are also quite generous, and it means you can get behind the wheel of this powerful hot hatch from £359 per month. Cupra is also offering a £1,500 deposit contribution, while the 3.9 per cent APR rate is lower than many other hot hatches on the market. 

Model: Cupra Leon VZ2 DSG-auto 300PS

Monthly payments: 47 x £359

Customer deposit: £7,634.26

Deposit contribution: £N/A

Total at end of contract: £24,507.26

Optional final payment: £13,181.40

Total paid to own the car: £37,698.66 (includes £10 option to purchase fee)

Cash price: £36,675

APR: 3.9 per cent

Annual mileage allowance: 10,000

Enquire on a new Cupra Leon

Volkswagen Passat GTE

More sensible cars like the Volkswagen Passat might not be ones you lust after, but if you want a classy, comfortable and spacious model, this large German saloon is tough to match. It’s even better if you choose it as the GTE plug-in hybrid version, as it’s able to travel for 35 miles on electricity, and could really help to reduce running costs if you’re able to plug it in regularly. 

Volkswagen’s current offers for the Passat are very generous too, with the firm offering a large £4,000 deposit contribution on all petrol and diesel models, and then £5,000 on the hybrid GTE. It means this classy saloon is actually quite affordable to finance, with a £445.14 monthly figure combined with a £3,813 deposit. Even despite a higher 4.9 per cent APR rate, that large contribution from VW still means it works out as £1,000 cheaper to finance than it would be to buy outright. 

Model: Volkswagen Passat GTE 1.4 TSI 218PS DSG

Monthly payments: 47 x £445.14

Customer deposit: £3,813

Deposit contribution: £5,000

Total at end of contract: £24,734.58

Optional final payment: £12,403.80

Total paid to own the car: £37,148.88 (includes £10 option to purchase fee)

Cash price: £38,130

APR: 4.9 per cent

Enquire on a new Volkswagen Passat GTE